This Terms of Use Agreement ("Agreement") governs your access and use of the services ("Services") provided via the Ocean Economist website, located at oceaneconomist.com ("Website") and associated web-based applications (collectively, the "Platform"), operated by Ocean Economist ("Company," "we," "us," or "our").
By accessing or using the Platform, you agree to comply with and be bound by this Agreement.
1) User-Generated Content
All content posted or submitted through the Platform is the sole responsibility of the individual from whom it originates. You, not Ocean Economist, are entirely responsible for any content you post.
We reserve the right to review, remove, restrict, or disable access to any content at our sole discretion.
You acknowledge that you may encounter content that is inaccurate, offensive, inappropriate, misleading, or objectionable.
2) Service Usage and Restrictions
You agree to use the Services only for lawful purposes and in compliance with all applicable laws.
You agree not to:
- Attempt to access restricted areas of the Platform by unauthorized means
- Engage in activity that interferes with or disrupts the Services
- Access or use the Services for filing IP claims in bad faith or building competing products
3) Intellectual Property
The Services, including all original content, editorial materials, design, branding, logos, features, and functionality, are the exclusive property of Ocean Economist and its licensors.
The Platform is protected by copyright, trademark, and other intellectual property laws in India and internationally.
4) Content Use and Republishing Restrictions
Unless expressly permitted in writing, you may not copy, reproduce, republish, distribute, or exploit any content from the Platform for commercial purposes.
You may share links for non-commercial purposes, provided you do not misrepresent the content or remove attribution.
5) Editorial Disclaimer
All content is for general informational and educational purposes only and does not constitute financial, investment, legal, tax, regulatory, or professional advice.
Reliance on Platform content is at your own risk. Consult qualified professionals before making decisions.
6) Advertising and Sponsorship Disclaimer
The Platform may contain sponsored content, paid placements, or advertising. Unless explicitly stated, presence of sponsors does not constitute endorsement.
7) Third-Party Links
Links to third-party websites are provided for convenience only. Ocean Economist is not responsible for their content, policies, or practices.
8) Account Registration and Responsibility
Certain features may require account creation. You agree to provide accurate information and maintain credential confidentiality.
9) Termination
We reserve the right to suspend or terminate your account at any time, without prior notice, for breaches of this Agreement.
10) Modification of Terms
We may modify these Terms at any time with at least 30 days' notice for material changes.
11) Payment and Refund Policy
Ocean Economist may offer paid Services. Fees and applicable taxes will be displayed at the time of purchase. Refunds are not offered unless required by law.
12) Disclaimer of Warranties
The Platform and Services are provided "as is" and "as available." Ocean Economist makes no warranties regarding accuracy, completeness, reliability, or availability.
13) Limitation of Liability
To the maximum extent permitted by law, Ocean Economist shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
14) Dispute Resolution and Governing Law
This Agreement is governed by the laws of the Republic of India. Disputes shall be subject to the exclusive jurisdiction of courts in Chandigarh, India.
15) Acceptance of Terms
By accessing the Platform, you acknowledge and accept these Terms and agree to comply with all applicable laws. If you disagree, you are prohibited from using the Platform.
16) Contact Information
Email: info@oceaneconomist.com